Unlock Effortless Online Transactions with the Best Virtual Dollar Cards in Nigeria. Streamline your online financial transactions and international payments with ease, thanks to the top-rated virtual dollar cards available in Nigeria.
Best Virtual Dollar Cards In Nigeria: Online shopping with a Nigerian debit or credit card can be convenient, but if your card is issued in naira, it may be challenging to use it for transactions with foreign service providers like Amazon, Google, Facebook, Netflix, or Spotify. Either these platforms won’t accept your card, or your bank has set a limit of $100 per month for international transactions.
Virtual dollar cards can help with that. These cards are only available within an app, so you can’t use them for in-person purchases, but they work great for online purchases.
They are also far simpler to obtain than a physical dollar card because they have no physical counterpart, and you don’t have to wait for them to arrive by mail. They typically function as prepaid cards that must be topped up with money from a card or account that holds naira. You may have to pay a fee while topping them up in addition to a small monthly cost, but you won’t be subject to international transaction fees, which can range from 3% to 15% depending on the issuer of your naira card.
With that said, this article explores the Best Virtual Dollar Cards in Nigeria.
Top 12 Active And Best Virtual Dollar Card Apps and Providers in Nigeria 2023
1. BARTER BY FLUTTERWAVE: Flutterwave, a Nigerian payment firm, developed the software Barter to enable rapid money sending and receiving. Barter enables you to send and receive money from overseas, but you can also use it as a digital wallet by funding it with your bank account, bank card, or mobile money account.
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Once you have money in your account, you can create a virtual dollar card and use it to make online payments on the majority of websites, with a few exceptions notably cryptocurrency transactions, online trading, betting websites, or money transfer services. Each virtual card costs $2, plus a $1 monthly fee, and you need at least $5 in your account to create one. Up to $10,000 can be loaded onto it.
2. ALAT VIRTUAL DOLLAR CARD: A whole variety of financial services, including a bank account, real debit card, savings, loans, and, yes, one of Nigeria’s top virtual dollar cards, ALAT Virtual Dollar Card, are offered by Wema Bank.
Once your account has been established and funded, you can load up to $20,000 immediately from your Naira balance onto your card and, if required, convert the dollars back to Naira. Nevertheless, you cannot use it on websites that enable money transactions because it is incompatible with 3D Secure. A preferred option for those wanting to finalize business deals with international vendors is ALAT virtual dollar card.
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3. WALLET AFRICA VIRTUAL DOLLAR CARD: Wallet Africa is a Nigerian Fintech company that operates in several African nations, including Ghana and Kenya. Wallet Africa lets you create virtual dollar cards for online purchases in addition to providing genuine cards and a quick account statement.
These credit cards are good for travel because of their authenticity, which many Nigerians find challenging due to the surge in theft.
4. BITSIKA VIRTUAL VISA DOLLAR CARD: The FinTech app Bitsika is available for download in Nigeria and other African countries. By using this program, you can do financial transactions online without visiting a physical bank and standing in huge queues for hours.
The Bitsika wallet allows users to buy and trade Bitcoin, ABCD stablecoin, and BUSD (Dollar stablecoin) in the interim. The virtual dollar card will incur an $8 charge to your account. Nonetheless, utilizing this card enables you to have a wonderful online purchasing experience.
5. KUDA BANK VIRTUAL DOLLAR CARD: Since Kuda Bank is one of Nigeria’s top-rated mobile banking platforms, many Nigerians use it. In addition to offering free real debit cards and low-interest loans to eligible and interested users, Kuda provides a virtual card service.
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6. EYOWOVISA VIRTUAL DOLLAR CARD: Another excellent website in Nigeria for obtaining virtual dollar cards is Eyowo. With simply your phone number, you can send money, pay bills, and make payments through the reputable financial technology business Eyowo.
Also, if you utilize Eyowo, you are qualified for a “cardless ATM withdrawal” service. You can use this to access actual cash without using an ATM card. With Eyowo, you may fund your virtual Dollar card for as little as $1.
7. FUNDALL VIRTUAL DOLLAR CARD: Located in Nigeria, Fundall is a digital bank that provides a variety of financial services to both personal and business clients. These services include loans, savings accounts, bank accounts, and tools for creating budgets.
In addition to loans, they provide access to digital banking services that encourage saving, monthly statements, safeguards for purchases made through the Fundall app, and secure payment gateways for websites and mobile apps.
8. EVER SEND VIRTUAL DOLLAR CARD: With the help of the mobile-friendly online banking system Eversend, you may save money and send it anywhere in the world. This Neobank, which has its headquarters in Africa, has a user-friendly interface that gives users access to six multi-currency wallets, including GHC, KYS, NGN, RWF, UGX, and USD.
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You can create payment links with Eversend so that customers can quickly and simply pay for the services or goods you provide. In addition, Eversend provides a virtual dollar MasterCard in supported nations like Nigeria. The Eversend platform’s top-notch security strategy, which enables you to freeze and unfreeze the card to thwart online theft and hackers, is outstanding. But, to create an Evers End virtual dollar card, you must have at least $5.
9. PAYDAY VIRTUAL DOLLAR CARD: You may send and receive money from anywhere in the world with this FinTech app, which is digital software that acts as a one-stop shop for all of your financial needs. Payday consumers use the services of a virtual dollar card option to simplify digital transactions and make payments whenever they want from anywhere in the world. It costs $5 to create a virtual dollar card, which can then be filled with money and used indefinitely for any online purchases.
10. CHIPPER CASH VISA VIRTUAL CARD: With this virtual card, you can initiate and complete any domestic and international online transaction in a matter of minutes. Your chipper wallet can be used to fund your card without incurring any fees. There are restrictions on funding and withdrawal, which is a negative. You are not permitted to withdraw more than $1,000 per day, add more than $1,000 to your card each day, or make more than $1,000 in purchases each day.
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11. MINTYN VIRTUAL DOLLAR CARD: This digital bank in Nigeria provides a range of financial services, including business bank accounts, personal accounts, savings, and additional products like quick loans and mutual funds. For level 3 account holders, they are provided with a free virtual dollar card that can be used whenever.
12. CASHBUDDY VIRTUAL DOLLAR CARD: You can conduct your online transactions thanks to this virtual dollar service provider. The card enables you to receive payment for your goods and services as well as pay for internet services from any African nation.
To establish a CashBuddy virtual dollar card, you must have at least $3 in your account. After that, there won’t be any obvious or covert fees associated with using the card. A maximum of $10,000 can be loaded each month onto your virtual card.
Conclusion
In any online transaction, virtual dollar cards are excellent payment options. You won’t have to experience the misery of being unable to buy the goods you want. You have the option of using any of the virtual dollar cards on the above list to improve any digital transactions you are conducting.
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